Not financial advice
Vault records figures you provide and performs arithmetic on assumptions you choose. Its projections are illustrations, not forecasts, and not a recommendation to buy, sell or hold anything. Market prices are supplied by third parties and may be delayed or wrong.
Projections are illustrations
A projection compounds the assumptions you set. Change the withdrawal rate or the expected return and the answer changes, which is the point of showing both next to it. No projection in Vault is a statement about what markets will do.
Nothing here is a recommendation
Vault does not recommend products, allocations, or providers, and receives nothing from any of them. An allocation target is a number you chose, and the drift shown against it is arithmetic, not counsel.
If you want advice
Take it from someone regulated to give it in your jurisdiction. Vault is happy to be the record they read.