Comparisons

How Vault compares

Two questions sort this market: whether a tool covers your whole balance sheet or only your coins, and whether the company running it can read your figures. Most products answer the first well and the second badly. Vault is in the quadrant that was empty. Below that, two honest comparisons — against aggregators and against a spreadsheet — each of which says when the other option is the better one.

Crypto only · Provider can read your figures

CoinStats, Zapper, DeBank, Delta, CoinTracker, Koinly

Excellent at coins, in real time, across chains. They cannot tell you what you are worth, because they have never heard of your flat, your pension or your company.

The whole balance sheet · Provider can read your figures

Finary, Kubera, Empower, Monarch

Real wealth management, and the category Vault competes in. Your figures sit in their database in readable form beside the email that identifies you.

Crypto only · Provider cannot read them

Rotki

Genuine privacy, achieved by staying on your own machine. Desktop-bound, self-hosted, single-device and crypto-first, which is an audience filter as much as a product decision.

The whole balance sheet · Provider cannot read them

Vault

Hosted and multi-device, covering crypto, listed assets, property and companies — and the server holds ciphertext it has no key to.

Placement describes each product's documented default. Verified August 2026.