Vault compared with Rotki
Rotki is the other product in this market that takes privacy as a structural problem rather than a policy, and it solves it the other way round: nothing leaves your computer. Vault lets ciphertext leave, under a key we never receive. Rotki is open source and local; Vault is hosted, opens on any device, and is built around a whole balance sheet rather than a crypto-first one.
| Vault | Rotki | |
|---|---|---|
| Where your data lives | Our server, as ciphertext | Your machine only |
| What the vendor can read | Nothing but structure and dates | Nothing at all — they never receive it |
| Open source | No | Yes, auditable |
| Setup | Sign up, write down a phrase | Install and run it yourself |
| Devices | Any, after unlocking | The machine it is installed on |
| Focus | Whole balance sheet, crypto included | Crypto first, with other assets supported |
| Wallet and exchange connections | None offered | Yes, read-only, processed locally |
| Companies, nested look-through | Yes | No |
| Financial-independence projection | Monte Carlo, coast FIRE, drawdown | Not the product's focus |
| Tax and capital-gains reporting | None | Yes, a core feature |
Verified August 2026. Prices and features change; if you find something out of date here, it is a mistake rather than a position.
When Rotki is the better choice
If you want no third party in the loop at all, if you want to read the source of the thing holding your figures, or if you need crypto tax reporting, Rotki is the better tool and it is not close. Local-only is a stronger privacy position than encrypted-and-hosted, and we would rather say that than argue otherwise. Vault's case is narrower: it opens on your phone and your laptop without you syncing anything, and it is built for a balance sheet where the coins are one line among several.